Financial risk tolerance

How much risk you're comfortable taking with money and investments — the classic risk-appetite scale used in finance.

A plain self-assessment of risk appetite, like those used in financial planning. Not financial advice. (Personal finance)

Groups

• Very conservative — Protecting capital comes first — avoids almost all risk.
• Conservative — Prefers safety, accepting lower returns for stability.
• Moderate — Balances growth and safety — some risk for better returns.
• Aggressive — Chases higher returns and accepts bigger swings.
• Very aggressive — Comfortable with high risk for the chance of high reward.

Related topics

• Spender or saver
• Money personality
• Income bracket
• Your attitude to debt
• Money attitudes (MAS)

All topics on ArtaQuest